Guaranteed Interest
Lock in a fixed rate for multiple years
A Guaranteed Rate You Can Count On
Get My Free Quote Security grows stronger when your rate never changes
MYGAs give your savings a guaranteed fixed interest rate for a set period.
Market volatility can create uncertainty, especially as retirement approaches. MYGAs offer a simple solution by locking in a fixed interest rate over several years. This makes it easier to plan ahead without worrying about fluctuating returns.
Whether you want to preserve your principal or grow your funds steadily, MYGAs provide both safety and predictability. They are especially useful when you want to avoid unnecessary risk while keeping your money working for you.
Your fixed growth strategy starts here
We help you choose the right term, rate and carrier for your goals.
At RGP Agency we simplify the process of selecting a MYGA. Our licensed professionals explain how these annuities work, compare interest rates and help you align your investment with your timeline.
We focus on clarity and transparency so you understand your guaranteed return and payout options before you make any decisions.
This is about growing your money with confidence.
Built for people who value stable and secure growth
Ideal for savers and pre-retirees who want guaranteed returns without market risk.
MYGAs are an excellent fit for people nearing retirement or anyone looking for a safe, predictable way to grow their money.
They can be used to complement other investment strategies, providing a fixed rate of return and a guaranteed payout schedule.
With a MYGA in place, you can plan your future with confidence and stability.
What Experts Say About Income Annuities
A proven fixed-rate strategy for retirement security.
“MYGAs provide guaranteed interest rates that help investors avoid market uncertainty and build predictable income.”
— U.S. Securities and Exchange Commission
“For those who prefer low-risk options, MYGAs offer stability and clear growth potential.”
— AARP
Why Choose RGP Agency?
Trusted guidance for smart, secure growth.
Predictable Growth
Know exactly how your money will grow
Personal Guidance
Licensed professionals help you choose the right plan
Trusted Carriers
Backed by top rated insurance providers
Safe Strategy
Build long term security without market exposure
Start growing your money with guaranteed certainty.
A MYGA gives you the security of a fixed interest rate and the peace of mind that comes with predictable growth. RGP Agency makes it easy to compare options and secure your future with trusted carriers.
Request My Free Quote Get Your MYGA Quote
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Our licensed professionals are ready to help you find a plan that fits your goals. No pressure and no complicated language.
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Message Us Directly Frequently Asked Questions (FAQs)
Answers to the most common questions about MYGAs.
A MYGA is a multi year guaranteed annuity that locks in a fixed interest rate for a set period.
Terms vary but typically range from three to ten years depending on the provider.
MYGAs are issued by insurance companies with strong financial ratings and offer guaranteed growth.
Yes but early withdrawals may involve penalties or surrender charges depending on your contract.
You can renew, roll over or take your funds as a payout depending on your goals.
Explore Other Annuity Options
Explore our flexible Income Annuities options and find the right plan for you and your family.
Plan Details
