Market Linked Growth
Earn interest based on index performance
Why Indexed Growth Matters
Secure your savings without giving up opportunity
Fixed indexed annuities combine growth potential with guaranteed protection.
Market volatility can be stressful when you are trying to protect your savings. A fixed indexed annuity gives you the best of both worlds. Your principal stays safe from market loss while your interest earnings are linked to an index such as the S&P Dow Jones Indices S&P 500. When the index performs well your account grows. When it drops your principal remains secure. It is a smart way to build wealth without taking full market risk.
How RGP Helps You Find the Right FIA
A growth strategy built around your comfort zone
We help you compare features caps and participation rates to get the best fit
Fixed indexed annuities can be complex but with RGP Agency the process is simple. We walk you through how caps spreads and participation rates affect your growth so you know what to expect. Our licensed professionals compare top carriers explain the details in plain language and make sure your plan matches your comfort level and long term goals.
Who Fixed Indexed Annuities Work Best For
A smart choice for balanced investors
Ideal for people who want growth without taking full market risk.
Fixed indexed annuities are ideal for people who want the potential to earn more than a traditional fixed annuity while avoiding exposure to market downturns. They work well for pre retirees retirees and anyone building a balanced income strategy with both protection and opportunity.
Who Fixed Indexed Annuities Work Best For
What Experts Say About Fixed Indexed Annuities
A popular solution for secure market linked growth
“Fixed indexed annuities offer downside protection with the opportunity to participate in index linked returns.”
— U.S. Securities and Exchange Commission
“FIAs can provide a level of security not found in direct market investments making them appealing to conservative investors.”
— AARP
Why Choose RGP Agency?
Experience and transparency that builds trust.
Principal Protection
Your original investment stays safe
Personal Guidance
Licensed professionals explain every step clearly
Trusted Carriers
Backed by top rated insurance companies
Balanced Strategy
Growth potential without full market exposure
Strong Closing Call-to-Action
Secure growth without the stress of the market
Start building a strategy that grows your savings and protects your future.
A fixed indexed annuity gives you the confidence of principal protection with the opportunity to grow your retirement savings. With RGP Agency you get expert guidance and trusted carriers that make planning your future simpler and safer.
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Frequently Asked Questions (FAQs)
Answers to the most common questions about FIAs
A fixed indexed annuity credits interest based on the performance of a market index while protecting your principal from loss. This offers a way to grow your savings while reducing exposure to market fluctuations.
No. Your principal is protected from market loss in a fixed indexed annuity, ensuring that your savings grow without the risk of losing your initial investment.
The participation rate or cap determines how much of the market index gain is credited to your annuity. We explain this clearly when comparing different fixed indexed annuity options.
Yes, but early withdrawals from a Fixed Indexed Annuity may include surrender charges, depending on your annuity contract, so it’s important to review your options carefully.
Fixed Indexed Annuities (FIAs) are issued by insurance companies with strong financial ratings, offering a secure way to grow your savings without exposing your principal to market risk.